This Agreement and all sub-granted rights and licenses may not be transferred or assigned by you, but may be assigned without restriction by HT. CCH may terminate, in appropriate circumstances and at its discretion, the account or access of users who infringe the intellectual property rights of others. This Agreement and any dispute arising out of or in connection with it shall be governed by, subject to and enforced in accordance with the laws of the State of New York, without regard to any laws or legal provisions that would require or permit the application of the substantive law of another jurisdiction. . . .